<form method="post" name="login" action="checklogin.php"> 
<input name="ws_user" type="text" size="13" value="Username" onfocus="this.value=''" style="margin:2px;" /> 
<input name="pwd" type="password" size="13" value="Password" onfocus="this.value=''" style="margin:2px;" />
<input type="submit" name="submit" value="%login%" style="margin:2px;" /><br /> 
&#8226; <a href="register">%register_now%</a><br />
&#8226; <a href="lostpassword">%lost_password%</a><br />
&#8226; <a href="registered_users">%registered_users%</a>
</form>